Devoted to Helping People Find Solutions to Financial Problems
Working solely in the area of bankruptcy law allows Lawrenceville bankruptcy lawyer George R. Belche to address financial crises effectively and with deep knowledge. Our firm is dedicated to helping Georgians repair their finances and move forward in life .
Things to Think About
Facing serious financial problems can seem overwhelming. Should you consider bankruptcy as a way to get back on track? When you come to us, we will give you an honest answer to that question, and many other frequently asked questions about personal or business bankruptcy. We can explain to you the details of the bankruptcy process and dispel some common bankruptcy myths along the way.
You do not have to go through this alone. For a free initial consultation to discuss your financial situation, contact us online.
Our Georgia Bankruptcy Practice Areas
We offer comprehensive, full-service bankruptcy representation to clients in Atlanta and the surrounding communities. We offer personalized, skilled service in the areas of:
Personal bankruptcy — There are two options for individuals who need bankruptcy protection. Chapter 7 involves the elimination of unsecured debt, and requires the applicant to meet a means test in order to qualify. Chapter 13 allows you to reorganize your debt into manageable payments and avoid high interest rates. There are important differences between Chapter 7 and Chapter 13, and we will help you choose the right option.
Stopping judgments and debt collections — By filing for bankruptcy, you can protect yourself from those who have judgments against you, and you will have a lawyer to help you deal with debt collectors. In addition, a bankruptcy filing can:
- Stop foreclosure
- Stop wage garnishment and liens
- Stop car repossession
- Stop creditor harassment
Managing high interest debt — Perhaps the most common source of serious financial problems is overwhelming credit card debt. Filing Chapter 7 bankruptcy can eliminate credit card debt, medical bills and other unsecured debt, and Chapter 13 gives you a plan for paying back that debt on favorable terms.
Learning what debts bankruptcy can address — We will help you understand what types of debt are dischargeable and which are not. We will explain how bankruptcy can help with:
- Tax debt
- Student loans, if exemptions apply to you
- Credit card debt, medical bills and other unsecured debts
- Mortgages, auto loans and other secured debts
- Exempting property, to let you keep as much of your property as possible
Divorce and bankruptcy — Find out how to deal with both the overlap between family law and bankruptcy as you go through the divorce process.
There is no shame in seeking bankruptcy protection, and contrary to some popular beliefs, bankruptcy will not ruin your future. In fact, a properly filed bankruptcy can make your financial recovery quicker and give you a brighter future. We will counsel you on what your life and credit may look like after bankruptcy. We will also give you honest, complete answers to questions about rebuilding your credit.
Bankruptcy is not for everyone, and the decision to file is a major one. Before taking that step, we will help you decide whether you may be better served by seeking a loan modification or perhaps by entering a debt settlement plan with your creditors.
Contact a Lawrenceville Debt Relief Lawyer
Move beyond the fear that can immobilize you. At the bankruptcy firm of George R. Belche, Attorney at Law, we are happy to offer a free initial consultation to discuss your situation. Call (770) 963-3117. You can also contact our law firm online.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
We offer bankruptcy services to clients in the following cities and surrounding areas: