Reestablishing Credit After Bankruptcy

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Despite the negative connotations of bankruptcy, it does not mark the end of your financial success. In fact, bankruptcy establishes a fresh start for individuals and families to move forward and make better financial decisions in the future. With the lessons you learn through filing for bankruptcy, you can apply that wisdom to reestablish your … Read More

Burdened by Overwhelming Credit Card Debt?

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In 2021, the majority of Americans are carrying an overwhelming amount of credit card debt. Credit cards provide an “easy” way to pay for large purchases and for shopping online. Due to the COVID-19 pandemic that caused many businesses to close their doors and people to refrain from shopping in public, shopping online has never … Read More

Student Loans: What You Need To Know

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A college education has long been the highest standard in education. Many young people, even today, are the first in their families to attend college. Yet, the cost of college is astronomical in our current society. And we are talking more than just the cost of tuition. Student loan debt is responsible for $1.53 trillion in debt … Read More

Don’t Let Debt Defeat You in 2021

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Money trouble is nothing new to most people, and saying that you’re going to “set high financial goals in 2021” sounds good. Yet, setting goals without a plan is really just wishing for things to happen. When it comes to financial goals, you need to be specific, have a plan, and follow through. 2020 was a year … Read More

What To Do About Creditors Harassing You

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Few things are more nerve-wracking and humiliating than calls from creditors demanding money. Feeling anxious every time your phone rings can leave you in a state of constant stress that can impact every area of your life. Attorney George Belche knows that many Georgians are still trying to figure out how to overcome the financial … Read More

Don’t Let COVID-19 Financial Issues Ruin Your Holiday Season

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Is COVID-19 “over,” are masks effective, who is actually vulnerable? These are the questions many people are asking as we enter the 8th month of this pandemic. While we are still receiving mixed reviews and unclear answers to these questions, one thing is for sure: many families are still facing very real economic consequences from … Read More

Loan Modifications

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When money is tight, stress is high. When money is not coming in, stress is even higher. As we settle into the last quarter of 2020, most everyone in America has been financially impacted by the COVID-19 pandemic. Millions of people have faced unemployment due to a lack of consumer spending and businesses closing across … Read More

Debt Counseling

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If creditors are constantly calling you and breathing down your neck or you are facing foreclosure, you may be at your wit’s end. Severe money problems and serious health conditions are rated as the two most stress-inducing circumstances for any person or family to endure. If you are in a dire financial situation, you need … Read More

Facing Foreclosure

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One of the greatest goals in the adult life is owning a home. For young families, finding a “starter home” is a fun adventure. For those with older children, people are often looking for more space and want to upgrade their homes. Then, as adults reach their senior years, they often want to downsize to … Read More

Why Are Credit Card Balances So High?

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Over the past two decades, Americans have seen the rise in credit card debt across all financial backgrounds. Gone are the days when only the “rich” carried cash and those struggling paycheck to paycheck used credit cards to pay for things. No, according to Experian, in 2018, an estimated 75% of Americans rely on credit … Read More