Debt Counseling

,

If creditors are constantly calling you and breathing down your neck or you are facing foreclosure, you may be at your wit’s end. Severe money problems and serious health conditions are rated as the two most stress-inducing circumstances for any person or family to endure. If you are in a dire financial situation, you need … Read More

Why Are Credit Card Balances So High?

,

Over the past two decades, Americans have seen the rise in credit card debt across all financial backgrounds. Gone are the days when only the “rich” carried cash and those struggling paycheck to paycheck used credit cards to pay for things. No, according to Experian, in 2018, an estimated 75% of Americans rely on credit … Read More

Protect Your Stimulus Payment from Collectors

,

The COVID-19 pandemic has put an enormous strain on almost every aspect of our Nation. Everyone has felt the effects that this pandemic has caused on the economy. Businesses have closed temporarily, while others have closed their doors, not know if they will be able to reopen in the future. People have lost jobs and … Read More

Avoid Debt This Holiday Season

,

‘Tis the season of giving. With Black Friday now behind us and gift lists before us, it is very easy to overspend during this time of the year. It doesn’t matter if you have a small family or a large family, or if you have a substantial income or a modest one – avoiding holiday debt is … Read More

What Can You Keep When Filing Bankruptcy?

,

Perhaps what people fear the most about filing bankruptcy is everything that they are going to lose. The fear of being stripped of your possessions is a huge burden that can cause you extreme stress and anxiety. But, here’s some good news – most people do not lose everything. Exemptions are a part of both … Read More

Stop Repossession Before You Lose Everything

,

Debt troubles happen to a lot of people. Without really knowing how, many people find that they struggle to pay all of their bills each month. They look at their income and see that they should have enough money, yet they end up short month after month. When bills are not paid on time each … Read More

Avoiding Credit Card Debt For College Students

,

It’s August, and if you have a student heading off to college this fall you’re probably busy packing and preparing for that bittersweet final hug before you say “see you later” to your young adult. It’s a hard time for parents, but an invigorating time for students. The freedom that comes along with college life … Read More

More About Wage Garnishments

,

Are you having your wages garnished? Are you not able to receive the full amount of your paycheck you earned each week due to wage garnishments? If so, George R. Belche can help. What Are Wage Garnishments? Wage garnishments are court ordered. They order your employer to withhold a certain amount of money from your … Read More

The Mounds Of Medical Bills

,

Did you enter 2019 with medical bills that continue to pile up on your desk? Those mounds of bills facing you every day can become a huge financial and mental burden to face. Sadly, the cost of medical care seems to continue to climb significantly year after year. Reuters predicted that the “United States spending … Read More

Entering 2019 With Credit Card Debt From Years Past?

,

Happy New Year from our team at George R. Belche Attorney at Law. If you’re walking into 2019 with the burden of carrying your high interest credit card debt, it can feel crippling. This can be a common source of serious financial problems for you and many Americans. If you have stepped into 2019 carrying … Read More