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The holidays may be behind us, but if high interest credit card debt is weighing on you, you are not alone. Many Americans are experiencing significant financial concerns stemming from the past several years, and many have had to access lines of credit and credit cards to meet monthly obligations. When you add the additional … Read More

In 2021, the majority of Americans are carrying an overwhelming amount of credit card debt. Credit cards provide an “easy” way to pay for large purchases and for shopping online. Due to the COVID-19 pandemic that caused many businesses to close their doors and people to refrain from shopping in public, shopping online has never … Read More

Over the past two decades, Americans have seen the rise in credit card debt across all financial backgrounds. Gone are the days when only the “rich” carried cash and those struggling paycheck to paycheck used credit cards to pay for things. No, according to Experian, in 2018, an estimated 75% of Americans rely on credit … Read More

‘Tis the season of giving. With Black Friday now behind us and gift lists before us, it is very easy to overspend during this time of the year. It doesn’t matter if you have a small family or a large family, or if you have a substantial income or a modest one – avoiding holiday debt is … Read More

It’s August, and if you have a student heading off to college this fall you’re probably busy packing and preparing for that bittersweet final hug before you say “see you later” to your young adult. It’s a hard time for parents, but an invigorating time for students. The freedom that comes along with college life … Read More