Entering 2019 With Credit Card Debt From Years Past?

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Happy New Year from our team at George R. Belche Attorney at Law. If you’re walking into 2019 with the burden of carrying your high interest credit card debt, it can feel crippling. This can be a common source of serious financial problems for you and many Americans. If you have stepped into 2019 carrying … Read More

2018 Tax Considerations

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If you’re concerned about your taxes, George R. Belche can help you understand them and explain how bankruptcy can possibly help you with them. Tax debt can be discharged in Chapter 7 or satisfied through Chapter-13 bankruptcy filing. However, it can be difficult to determine which option is right for you. For this reason, it’s … Read More

Is There Really Such A Thing As Good Debt And Bad Debt?

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According to a 2017 survey conducted by PrincewaterhouseCoopers, the average U.S. household owes $134,643 in debt. This can cause a great deal of stress for some, but there are some instances when that debt may not be such a bad thing after all. There are two very simple terms for debt; they are good debt … Read More

Debt Consolidation

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Do you find yourself at the point where you are not able to pay off your credit card debt, mortgage, college loans or medical bills? If this is you, George R. Belche will help you explore your options such as Chapter 7 bankruptcy and debt consolidation. There are many benefits to both options, perhaps you’re … Read More

Possible Bankruptcy Alternatives

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If you’re staring bankruptcy in the face you may think it’s your only option. It can be a bit scary to consider what needs done to file for it and also what the ramifications of that filing may be. However, there may be other alternatives for you when you consider filing. Loan Modification If you … Read More

How To Find The Right Bankruptcy Attorney That’s Just Right For You

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Finding the right bankruptcy attorney that is just right for you can be tricky. Some lawyers have clever advertising, however that information is not enough to determine if a bankruptcy lawyer is right for you or not. It’s important to broaden your sources of information during your search. Here are a few suggestions that will … Read More

Save First

As you begin 2018, it’s a good idea to reset or give a fresh start to your financial goals for eliminating or avoiding debt. One important goal for your new year budgeting to prevent bankruptcy is to save money first. This is a simple concept of putting money into your savings account first and then … Read More

Bankruptcy Considerations For You To Think About

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If you are considering bankruptcy there are many things that go into this decision. Filing for bankruptcy can be helpful for some, but it may not be in your best interest depending on your circumstances. Which One? There are two types of bankruptcy filings you can choose from. Chapter 7 and Chapter 13 each depend … Read More

Homestead Exemption

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If you’re at the unfortunate place in your life when you need to file for personal bankruptcy there are two options for your protection. Chapter 7 involves the elimination of unsecured debt. With Chapter 13 you may reorganize your debt into manageable payments to avoid high interest rates. When choosing which one of these options … Read More

Is Tax Debt Making You Dread April 15th?

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April 15th is quickly approaching. How are you feeling right now? Are you relieved you started your filing early and your taxes are filed, and you’re feeling pretty good about yourself right now? Or maybe you’re already busy spending your return money on a spring break trip to remember. Or could it be that you’re … Read More