What to Know About HELOC Discharge after Chapter 7 Bankruptcy

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If you are facing financial hardship, bankruptcy can be an important tool to help you get back on track. With a Chapter 7 bankruptcy, any non-exempt assets are liquidated and used to clear debt. You may be worried about being able to keep your home if you file. Can a home equity line of credit … Read More

What the Homestead Exemption in Georgia Means

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The market is crazy right now. Some people are selling their homes for unbelievable gains, while others are still struggling to make payments. The worldwide COVID-19 pandemic has affected every area of life for just about everyone on the planet. Many people are still without jobs, a steady income, and a way to provide for … Read More

Divorce and Bankruptcy

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Financial troubles are one of the most common reasons for marital problems. In the last year alone, millions of Americans have faced the brutal reality of how a loss of income impacts their marriage and family. Unfortunately, when money stress becomes high, many marriages crumble. Divorce is stressful enough. It is draining on your emotions, … Read More

What Leads to Bankruptcy: Four Common Causes

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Bankruptcy does not just happen overnight. While you may receive a bankruptcy notice, a harassing call from a creditor, or an eviction notice on a day you weren’t expecting it, this day was already in the works for a while. For people struggling with debt, past choices and unfortunate circumstances can put them in situations … Read More

Reestablishing Credit After Bankruptcy

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Despite the negative connotations of bankruptcy, it does not mark the end of your financial success. In fact, bankruptcy establishes a fresh start for individuals and families to move forward and make better financial decisions in the future. With the lessons you learn through filing for bankruptcy, you can apply that wisdom to reestablish your … Read More

Burdened by Overwhelming Credit Card Debt?

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In 2021, the majority of Americans are carrying an overwhelming amount of credit card debt. Credit cards provide an “easy” way to pay for large purchases and for shopping online. Due to the COVID-19 pandemic that caused many businesses to close their doors and people to refrain from shopping in public, shopping online has never … Read More

Facing Foreclosure

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One of the greatest goals in the adult life is owning a home. For young families, finding a “starter home” is a fun adventure. For those with older children, people are often looking for more space and want to upgrade their homes. Then, as adults reach their senior years, they often want to downsize to … Read More

Bankruptcy May Help You in the Coronavirus Crisis

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Millions of Americans have been laid off or have lost their means of employment during this Coronavirus crisis of 2020. If you are one of the millions without a paycheck, it may make sense for you to file for bankruptcy, especially if you are struggling with debt. When you are without income, there is less … Read More

Small Business Bankruptcy

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Owning a small business is a great accomplishment. It shows that you have the initiative and effort to be successful. Yet, things do not always go as planned, and facing serious financial problems can seem overwhelming. As a small business owner, you have put a great deal of your personal money, time, and investment into … Read More

Are Medical Bills Causing You To Drown In Debt?

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Medical bills are one of the leading causes of bankruptcy in America. If you have medical bills that are causing you to drown in debt, the financial hardship can put a strain on every area of your life. When you are unable to manage the cost of medical bills on top of your monthly budget, … Read More