Helping Homeowners Keep Their Homes
The economic recession and rising foreclosure rates mean that some lenders are encouraging homeowners to explore home loan modifications as a way to get some relief from debt. While loan modifications can be a benefit for some, they are not for everyone. Banks and mortgage lenders sometimes string consumers along, and end up making a bad situation worse. Before modifying a loan, you should seek the advice of an experienced attorney.
At the firm of George R. Belche, Attorney at Law, we help people find solutions to serious debt problems. Our founding attorney, George R. Belche, has 15 years of experience as a Lawrenceville loan modifications lawyer, and he is ready to explain the potential benefits and drawbacks of modification. At our firm, we will work diligently to protect your rights and interests against banks that care more about their bottom line than you as a customer. In some cases, it may turn out that you should file for personal bankruptcy rather than pursue loan modification.
To schedule a free initial consultation with an experienced attorney, call (770) 963-3117.
Bankruptcy and Loan Modifications
In most cases, the best time to seek a loan modification is after filing for bankruptcy, specifically Chapter 13 bankruptcy. Banks tell many people that they do not qualify for loan modifications because they have too much debt or because their income is too high. Chapter 13 can reduce your debt and allow you to pursue loan modification. Chapter 7 bankruptcy is another way to clean up debt and improve your chances for loan modification.
Experience You Can Trust
We have successfully reduced interest rates, changed adjustable rate loans to fixed loans and used other methods to protect our clients' financial well-being. When you come to us, you can be confident that your case will be handled with the care and attention it deserves. We will give you an honest assessment of your situation and give you advice on what steps you can take to secure a brighter financial future for you and your family.
Contact a Lawrenceville Automatic Stay Attorney for a Free Consultation
If you are worried about losing your house, we are ready to explain your options for saving it. At the bankruptcy firm of George R. Belche, Attorney at Law, we are happy to offer a free initial consultation to discuss how we can help. Call (770) 963-3117. You can also contact our law firm online.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."