Trying to keep up with credit card debt and mounting medical bills can be a daily struggle. If you are looking for a way to keep your home, keep your car and get the debt relief you deserve, Chapter 13 bankruptcy may be right for you. From his Lawrenceville office, bankruptcy lawyer George R. Belche can help you understand your options and find a payment plan you can afford.
Put an End to Your Financial Concerns
Contact George R. Belche, Attorney at Law
Every person would like to pay back his or her debt if he or she could. However, if you do not have the money, it is likely you will continue to struggle with your finances. Chapter 13 bankruptcy is essentially a reorganization or repayment plan that lasts from 36 to 60 months. Instead of struggling with your debt, Chapter 13 bankruptcy allows you to work with your creditors to make payments you can afford. After three to five years of this plan, your remaining debt will be discharged.
Why Chapter 13 Bankruptcy?
If you do not meet the income test for Chapter 7 bankruptcy, you will have to file for Chapter 13. If you do have disposable income, it is important that you make payments you can afford. However, by entering a repayment plan, you will be able to keep your home, keep your car and retain other important assets.
Stop Foreclosure and Creditor Harassment
Just like Chapter 7 bankruptcy, you will be able to stop foreclosure and stop creditor harassment by filing for Chapter 13 bankruptcy. As soon as you retain the counsel of attorney George R. Belche, you can refer any creditors to him. You may also find a way to keep your home in the short and long term. You do not have to go through this difficult time on your own.
If you are sick of struggling with your debt and mortgage, it is time to find a solution. Chapter 13 bankruptcy may be right for you. From his Lawrenceville office, attorney George R. Belche is available during weekly business hours, as well as evenings and weekends by appointment. Contact him today for a free initial consultation regarding Chapter 13 bankruptcy. He helps people from Hall County, Gainesville, Jackson, Atlanta, Loganville and other areas of Georgia.