Your Mindset For Conquering Your Student Loans

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Your mindset that you carry with you in regards to your student loans is important. George R. Belche, Attorney at Law, can help guide you through a process of not only eliminating your student loan debt, but also eliminating self-doubt in the process. Student loans are somewhat unique due to the fact that they are … Read More

The Power Of Your “Yes” And Your “No”

Words matter. Choosing them well and wisely is important. The powerful words you carry in your tool belt of words are useful to you in your daily life. Some of the most powerful words you hold are “yes” and “no.” These words carry a heavy decisive weight for you. Choosing when to say “yes” to … Read More

Is Tax Debt Making You Dread April 15th?

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April 15th is quickly approaching. How are you feeling right now? Are you relieved you started your filing early and your taxes are filed, and you’re feeling pretty good about yourself right now? Or maybe you’re already busy spending your return money on a spring break trip to remember. Or could it be that you’re … Read More

Losing: Your Guide to Filing for Bankruptcy After You Lose Your Job

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Congratulations to our beloved Atlanta Falcons this year in the Super Bowl! You make our city proud with your amazing effort. Falcons may have lost, and perhaps you’ve just lost your job. If this is the case, you may be considering filing for bankruptcy. You may be feeling like you will be unable to make … Read More

What Is Involved In a Means Test?

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The word “test” never really sparks feelings of excitement and anticipation. Tests usually cause stress, tension and uncertainty. When it comes to bankruptcy, there may come a time for something called a Means Test. New personal bankruptcy laws were passed in 2005 that made it more difficult to file for debt liquidation through Chapter 7 … Read More

“We Must Accept Finite Disappointment, But Never Lose Infinite Hope.”

On Monday, January 16th, we celebrate and honor Martin Luther King Jr. who said, “We must accept finite disappointment, but never lose infinite hope.” He is remembered for his active and dynamic leadership that was highlighted by his nonviolent tactics to help propel the Civil Rights Movement in the United States. At age 35, he … Read More

Budgeting Your Holiday Spending

Whether you’re recovering from filing for bankruptcy, or trying to avoid filing, this time of year can be a struggle for many Americans. With holidays like Christmas, Hanukah, Kwanzaa and Ramadan, the tendency is to spend more money than you have. During these times spending money can be confused for celebrating. It’s always a good … Read More

3 Reasons To See A Bankruptcy Attorney

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When you declare bankruptcy it has a ripple effect. It not only affects your future credit, but it also can affect your reputation and your self-image. When you file for bankruptcy it’s typically difficult to rebuild your credit. Securing loans while trying to scale down your lifestyle can be challenging. On the other hand, bankruptcy … Read More

Wage Garnishments 101

It’s important to know what a wage garnishment is if you’re faced with this type of legal situation. A wage garnishment is any legal or equitable procedure in which some portion of a person’s earnings are required to be withheld by an employer for a payment of a debt. Most garnishments are court ordered, but … Read More

Tax Debt Limitations

If you ever find yourself in tax debt it’s important to be informed about the tax limitations placed upon the IRS. The IRS’s collection power is bound by limitations. Generally, the statute of limitations is an expiration date for legal claims. It clarifies when a claim must be brought. Here are five things to keep … Read More