What Is Involved In a Means Test?


The word “test” never really sparks feelings of excitement and anticipation. Tests usually cause stress, tension and uncertainty. When it comes to bankruptcy, there may come a time for something called a Means Test. New personal bankruptcy laws were passed in 2005 that made it more difficult to file for debt liquidation through Chapter 7 … Read More

3 Reasons To See A Bankruptcy Attorney


When you declare bankruptcy it has a ripple effect. It not only affects your future credit, but it also can affect your reputation and your self-image. When you file for bankruptcy it’s typically difficult to rebuild your credit. Securing loans while trying to scale down your lifestyle can be challenging. On the other hand, bankruptcy … Read More

Small Business Bankruptcy Help

Are you a small business owner in or near Lawrenceville? If you’ve been struggling financially and are trying to determine if you should file for bankruptcy, we can help. George R. Belche has extensive experience guiding both individuals and small business owners through the ins and outs of a financially-challenging situations just like yours. It … Read More

Chapter 7 vs. Chapter 13 Bankruptcy

After you’ve made the decision to file for bankruptcy, the next step is determining which type of bankruptcy is best for your financial situation. The most common types of bankruptcy filed are Chapter 7 and Chapter 13. Chapter 7 Bankruptcy Chapter 7 bankruptcy is often referred to as liquidation bankruptcy and involves the discharging of … Read More

Saving for the Holiday Season

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The holiday season comes with plenty of reasons to celebrate, but if you’re suffering from financial hardship or debt, it can also be a time of great stress and anxiety. Instead of letting money woes sap your holiday spirit, consider some of these tips for saving this December. Get crafty. There are few things more … Read More

Understanding the Limitations of Bankruptcy

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Many people who opt for filing bankruptcy to get a handle on their financial lives do so under the assumption that once they do, all their fiscal woes will be resolved. And while there are many things that bankruptcy can do, there are several that filing for bankruptcy can’t do for your finances. Understanding the … Read More

Busting Bankruptcy Myths

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When people hear the word bankruptcy, it elicits many different feelings. You may feel that bankruptcy is the end of the line, or that it reflects negatively on you and your ability to manage your money. The truth is, bankruptcy is perfectly viable option for getting back on track with your finances, and there are … Read More